FEDAI : Foreign Exchange Dealers Association of India
ALCO : Asset Liability Committee
ALM : Asset Liability Management
KVIC : Khadi and Village Industries Corporation
KYC : Know Your Customer
EXIM bank : Export and Import Bank of India
NABARD : National Bank for Agriculture and Rural Development
SIDBI : Small Industries Development Bank of India
EDP : Entrepreneurship Development Programme
LAMPS : Large Sized Adivasi Multipurpose Societies
LERMS : Liberalized Exchange Rate Management System
NABARD : National Bank for Agriculture and Rural Development
NBFC : Non Banking Finance Companies
QIB : Qualified Institutional Bankers
RBI : Reserve Bank of India
RDBMS : Relational Database Management System
REC : Rural Electrification Corporation
RFC : Resident Foreign Currency
RIDF : Rural Infrastructure Development Fund
RRB : Regional Rural Bank
RTGS : Real Time Gross Settlement
RWA : Risk Weighted Assets
SBI : State Bank of India
SCB : Scheduled Commercial Bank
NRE : Non Resident External Account
NRI : Non Resident Indian
SDR : Special Drawing Rights
YTM : Yield to Maturity
LAB : Local Area Banks
ALM : Asset Liability Management
ANBC : Adjusted Net Bank Credit
ASBA : Applications Supported Bank Accounts
DPG : Deferred Payment Guarantee
DRI : Differential Rate Of Interest
DSCR : Debt Service Coverage Ratio
FEDAI : Foreign Exchange Dealers Association Of India
FOB : Free On Board
NPV : Net Present Value
DPN : Demand Promissory Note
DRAT : Debt Recovery Appellate Tribunal
OCB : Overseas Corporate Bodies
POA : Power of Attorney
OLTAS : Online Tax Accounting System
OMO : Open Market Operations
PACS : Primary Agricultural Credit Societies
LIC : Life Insurance Corporation of India
IEPF : Investors Education and Protection Fund
IRDA : Insurance Regulatory and Development Authority
CCIL : Clearing Corporation of India Limited
OTCEI : Over the Counter Exchange Of India
ISCI : International Standard Industrial Classification
KCC : Kisan Credit Card
BCSBI : Banking Codes and Standards Board of India
SEBI : Securities and Exchange Board of India
SFMS : Structured Financial Messaging Services
SHG : Self Help Group
CAR : Capital Adequacy Ratio
SEBI : Securities and Exchange Board of India
MICR : Magnetic Ink Character Recognition
NSE : National Stock Exchange
FCNR : Foreign Currency Non Resident Deposit Accounts
CDRS : Corporate Debt Restructuring
IDRBT : Institute for Development and Research Of Banking Technology
YTM : Yield To Maturity
MCA : Ministry Of Company Affairs
MIS : Management Information System
CRISIL : Credit Rating Information Services Of India
ICRA : Investment Information and Credit Rating Agency of India Limited
CARE : Credit Analysis and Research Limited
IRDA : Insurance Regulatory and Development Authority of India
CASA : Current and Savings Accounts
CBLO : Collateralized Bank Lending Obligations
CIBIL : Credit Information Bureau of India Limited
CRR : Cash Reserve Ratio
KYC : Know Your Customer Guidelines
IPO : Initial Public Offer
SLR- Statutory Liquidity Ratio
SLRS : Scheme for Liberation and Rehabilitation of Scavengers
EMI : Equated Monthly Instalments
SSI : Small Scale Industries
SME : Small and Medium Industries
UTI : Unit Trust of India
WPI : Wholesale Price Index
EDI : Electronic Data Interchange
EPS : Earning per Share
ESOP : Employee Stock Options
PDO : Public Debt Office
PIN : Personal Identification Number
NBFC : Non Banking Finance Companies
NEFT : National Electronic Fund Transfer
RTGS : Real Time Gross Settlement
NPA : Non Performing Assets
QIB : Qualified Institutional Buyers
BOE : Bill of Exchange
SMERA : SME Rating Agency of India Limited
SLR : Statutory Reserve Ratio
SIDBI : Small Industries Development Bank of India
SIDC : State Industrial Development Corporation
SJSRY : Swarna Jayanthi Shahari Rozgar Yojana
ALCO : Asset Liability Committee
ALM : Asset Liability Management
KVIC : Khadi and Village Industries Corporation
KYC : Know Your Customer
EXIM bank : Export and Import Bank of India
NABARD : National Bank for Agriculture and Rural Development
SIDBI : Small Industries Development Bank of India
EDP : Entrepreneurship Development Programme
LAMPS : Large Sized Adivasi Multipurpose Societies
LERMS : Liberalized Exchange Rate Management System
NABARD : National Bank for Agriculture and Rural Development
NBFC : Non Banking Finance Companies
QIB : Qualified Institutional Bankers
RBI : Reserve Bank of India
RDBMS : Relational Database Management System
REC : Rural Electrification Corporation
RFC : Resident Foreign Currency
RIDF : Rural Infrastructure Development Fund
RRB : Regional Rural Bank
RTGS : Real Time Gross Settlement
RWA : Risk Weighted Assets
SBI : State Bank of India
SCB : Scheduled Commercial Bank
NRE : Non Resident External Account
NRI : Non Resident Indian
SDR : Special Drawing Rights
YTM : Yield to Maturity
LAB : Local Area Banks
ALM : Asset Liability Management
ANBC : Adjusted Net Bank Credit
ASBA : Applications Supported Bank Accounts
DPG : Deferred Payment Guarantee
DRI : Differential Rate Of Interest
DSCR : Debt Service Coverage Ratio
FEDAI : Foreign Exchange Dealers Association Of India
FOB : Free On Board
NPV : Net Present Value
DPN : Demand Promissory Note
DRAT : Debt Recovery Appellate Tribunal
OCB : Overseas Corporate Bodies
POA : Power of Attorney
OLTAS : Online Tax Accounting System
OMO : Open Market Operations
PACS : Primary Agricultural Credit Societies
LIC : Life Insurance Corporation of India
IEPF : Investors Education and Protection Fund
IRDA : Insurance Regulatory and Development Authority
CCIL : Clearing Corporation of India Limited
OTCEI : Over the Counter Exchange Of India
ISCI : International Standard Industrial Classification
KCC : Kisan Credit Card
BCSBI : Banking Codes and Standards Board of India
SEBI : Securities and Exchange Board of India
SFMS : Structured Financial Messaging Services
SHG : Self Help Group
CAR : Capital Adequacy Ratio
SEBI : Securities and Exchange Board of India
MICR : Magnetic Ink Character Recognition
NSE : National Stock Exchange
FCNR : Foreign Currency Non Resident Deposit Accounts
CDRS : Corporate Debt Restructuring
IDRBT : Institute for Development and Research Of Banking Technology
YTM : Yield To Maturity
MCA : Ministry Of Company Affairs
MIS : Management Information System
CRISIL : Credit Rating Information Services Of India
ICRA : Investment Information and Credit Rating Agency of India Limited
CARE : Credit Analysis and Research Limited
IRDA : Insurance Regulatory and Development Authority of India
CASA : Current and Savings Accounts
CBLO : Collateralized Bank Lending Obligations
CIBIL : Credit Information Bureau of India Limited
CRR : Cash Reserve Ratio
KYC : Know Your Customer Guidelines
IPO : Initial Public Offer
SLR- Statutory Liquidity Ratio
SLRS : Scheme for Liberation and Rehabilitation of Scavengers
EMI : Equated Monthly Instalments
SSI : Small Scale Industries
SME : Small and Medium Industries
UTI : Unit Trust of India
WPI : Wholesale Price Index
EDI : Electronic Data Interchange
EPS : Earning per Share
ESOP : Employee Stock Options
PDO : Public Debt Office
PIN : Personal Identification Number
NBFC : Non Banking Finance Companies
NEFT : National Electronic Fund Transfer
RTGS : Real Time Gross Settlement
NPA : Non Performing Assets
QIB : Qualified Institutional Buyers
BOE : Bill of Exchange
SMERA : SME Rating Agency of India Limited
SLR : Statutory Reserve Ratio
SIDBI : Small Industries Development Bank of India
SIDC : State Industrial Development Corporation
SJSRY : Swarna Jayanthi Shahari Rozgar Yojana
SSSBE : Small Scale Service and Business Enterprises
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